Declarations: The Coverage Opinions Interview With The Grinch Who Stole Insurance
A Career Spent Denying Santa’s Claims

Randy Spencer’s Open Mic
Tis the Season For Insurance Coverage: Reindeer And Coverage Litigation
Randy Spencer shares the stage with Jim Gaffigan

Belated Black Friday Door Buster
50% Off General Liability Insurance Coverage – Key Issues in Every State
Key Issues For Half Price! Biggest Discount Ever!

Encore: In Case You Missed It: The Definitive Reservation Of Rights Checklist:
50 Things That Every ROR Needs.

My Way: 15th Annual “Ten Most Significant Coverage Decisions Of The Year”
It Was A Very Good Year For “Bad Faith Failure To Settle”

American Western Home Insurance Co. v. Donnelly Distribution (E.D. Pa.)
Court Allows Insurer To Settle And Then Seek Recovery Of Uncovered Damages

Mid-Continent Casualty Co. v. Kipp Flores Architects, LLC (5th Cir.)
Court Turns CGL Policy Into One For Product Copyright Infringement
Guest Author -- Joshua Mooney

C. Brewer and Co., Ltd. v. Marine Indemnity Ins. Co. (Hawaii)
Designated Premises Endorsement: Insurers Need To Consider A Change

Erie Insurance Exchange v. Lobenthal (Pa. Super. Ct.)
Overlook This Simple Aspect Of A Reservation Of Rights Letter And Poof It’s Gone

Kelly v. State Farm Fire & Casualty Co. (La.)
Insurer Can Be Liable For Bad Faith Failure To Settle With No Demand Within Limits

Wolfe v. Allstate Property & Casualty Company (3rd Cir.)
Punitive Damages Need Not Be Considered In Bad Faith Failure To Settle Equation

The Babcock & Wilcox Company v. American Nuclear Insurers (Pa.)
Insured Being Defended Under ROR Permitted To Settle Without Insurer’s Consent
Justice Stanley Feldman (Ret.) Of The Arizona Supreme Court -- Author of Morris -- Provides Comment

United States Liability Insurance Company v. Benchmark Insurance Services (1st Cir.)
Appeals Court Pushes Back On Insurer’s Effort To Limit Construction Site Bodily Injury Claims

SRM, Inc. v. Great American Insurance Co. (10th Cir.)
Excess Insurer Need Not Initiate Settlement Negotiations – Even When Primary Insurer Must

U.S. Metals, Inc. v. Liberty Mutual Group (Tex.)
Policyholders Say What The Hecht?: Impaired Property Exclusion Applies
Impact On “Rip And Tear” Costs?

Tapas: Small Dishes Of Insurance Coverage News And Notes
• Vermont Supreme Court: Pollution Exclusion Precludes Coverage For Bed Bugs’ Pesticide