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Coverage Opinions
Effective Date: April 1, 2014
Vol. 3, Iss. 6
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Declarations: The Coverage Opinions Interview With Joe Jamail -- The Richest Practicing Lawyer In America
Turning One Beer Into $14 Billion; Saying The Unprintable; Doing The Wave; Where Do You Sit When The Football Stadium Is Named For You?

Joe Jamail is the richest practicing lawyer in America. But it has nothing to do with the fact that Forbes recently listed his net worth at $1.6 billion. There’s more than one definition of the word “rich.” It can also mean deep in color. And there may be no lawyer – ever – that has more color than Joe Jamail.

Randy Spencer’s Open Mic: When Insurance Coverage Stinks
Last week’s California federal court decision in Travelers v. Mixt Greens is a reminder that some of the most interesting coverage cases involve restaurant smells.

When April Fools’ Day Goes To Court
The Wall Street Journal And Harrods Go To War Over A Joke

Most April Fools’ Day jokes end with a good natured laugh between the fooler and the foolee. But not always. One April Fools’ joke led to an international dispute, with litigation filed on both sides of the Atlantic, involving complex constitutional and jurisdictional issues, a jury trial and opinions issued by a federal district court and the Second Circuit.

Tapas: Small Dishes Of Insurance Coverage News And Notes
• Article: “The Ten Habits of Highly Effective Coverage Adjusters” by Kevin Quinley
• Court Holds That State Farm’s “Good Neighbor” Slogan Is Just Opinion Or Puffery
• Salisbury’s Blog Post: Alabama Supreme Court Joins The List Of High Courts To Re-think Construction Defect Coverage

Brain Teaser: Court Addresses Whether Damages Caused By A Slurpee Brain Freeze Are Covered
See what happened when a Slurpee Brain Freeze resulted in a $2.5 million jury verdict followed by a coverage action.

CGL And Data Breach: Taking A Different Approach Than – Is There Publication Of Material That Violates A Person’s Right Of Privacy?
Whether the loss of personally identifiable information, on account of a data breach, qualifies for CGL coverage as “oral or written publication, in any manner, of material that violates a person’s right of privacy” is a question that is going to continue to generate interest. But is there another way to address the issue?

Court Addresses “Publication” Of Personal Information – Possible Impact On The CGL-Data Breach Issue
With so much focus on coverage for data breach, under a CGL policy, a case that addresses the definition of “publication,” especially involving a person’s personal information, is worthy of a look-see.

The “True Facts” Exception To The Four Corners-Duty To Defend Rule
About 35 or so states, give or take, allow for the consideration of extrinsic evidence, in one form or another, to determine an insurer’s duty to defend. But there is a paucity of guidance about just how this works. A Mississippi federal court provided some help.

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