The response to the Insurance Haiku Contest was overwhelming.  Haiku contests have always done well, but this one was off the charts.  There were about 150 entries!  As I said, CO readers love a challenge.   
                  The only downside was that I could not respond to everyone who entered to say thanks and for the kind words about CO that many included.  Believe me, I appreciated everything said.  And the haikus about me were funny (as was the limerick about me that someone submitted).  Please do not think of me as a jerk if I did not reply to say thanks.         
                  With that many entries it was no easy task to choose a winner.  After a lot of thought and more thought and hand wringing and asking a colleague for his thoughts, I am pleased to announce the following winners:
                
                  First Prize
                  We reserve our rights
                  We cite the whole policy
                  Insured screams bad faith
                Bill Sterling
                  Westfield Insurance
                  Minneapolis
                Bill will get an autographed copy of The Guardians, John Grisham’s just-released legal thriller. 
                Second Prize
                  Intentional stabs
                  Insurer says no cover
                  Now negligent stabs
                Robert Chemers
                  Pretzel & Stouffer
                  Chicago 
                Robert will get a copy of the 4th edition of Insurance Key Issues. 
                  Honorable Mentions 
                  Construction Defect
                  Will it be an occurrence?
                  What state are you in?
                Gregory O’Brien
                  Cavitch Familo & Durkin
                  Cleveland                
                The policy gives
                  The exclusions take away
                  Confusion remains
                Andy D’Entremont
                  Epic Brokers
                  Birmingham                
                Within coverage?
                  If an ambiguity
                  Answer will be yes
                Anonymous                
                Greg, Andy and Anonymous will have their lives changed by receiving a fantastic Coverage Opinions pen. 
                
                  Thank you to all who entered!