It is not unusual for a song to make a passing reference to insurance. Even some music legends have done it. Consider these:

Peter Gabriel: “Home Sweet Home” -- “When the insurance money came through, it seemed dirty, didn’t know what to do.”

Elvis Costello: “Party Party” -- “So shift yourself and shake your bod. You got bullet proof insurance from fire, flood and Act of God.”

The Doors: “Variety is the Spice of Life” -- You gotta try everything once. You better take out some insurance.”

But when it comes to songs where insurance plays a principal part – spoiler alert -- there are only a few. There’s “Insurance Fraud #2” by The Mountain Goats, which includes these lyrics:

Bag full of oily rags, fifty cent lighter
Dreams of retirement in Cancun burning ever brighter
There's a lot of ways to make money in this world
But I can't recommend insurance fraud.

And then there’s “Take Out Some Insurance” by J.J. Cale:

A man knocked upon my door said
“Don't you know you're gonna die some day
And I got a plan for you man, for when you pass away
We'll give to your mother, your kids and your wife
And all you have to give in return is your life”
Take out some insurance, insurance today
For tomorrow will come and take us away

But the runaway winner for songs that are all about insurance is unquestionably “Insurance Man,” by Mental as Anything, the Australian pop/rock band that was formed in Sydney in 1976. “Stairway to Heaven” has just been knocked off the top of my list of greatest rock songs of all time. Thank you to Mental as Anything for this wonderful refrain that mixes insurance with, no surprise, love. You can find “Insurance Man” on You Tube, both from the band’s 1979 “Get Wet” album and a live version.

“Insurance Man”

Please insurance man
I need a better plan
I want a brand new policy
Won’t you please please cover me
I’m young and I’m healthy now
Not very wealthy now
But love is thrilling me
That girl could be killing me

Please Insurance Man
Help me if you can
If another man caught her eye
I know I’d surely die
They call it jealousy
But it’s love to me
If she should go away
Dead in my grave I’d lay

Won’t you please give me a real good cover
The money will go to my father and mother
My life is gonna end before it starts
‘Cause I think I’m gonna die of a broken heart

Please Insurance Man
I need a better plan
I want a brand new policy
Won’t you please please cover me
I’m young and I’m healthy now
Not very wealthy now
But love is thrilling me
That girl could be killing me