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Vol. 4, Iss. 9
September 30, 2015

 

SkyMall And Insurance Coverage

Randy Spencer will be performing at New York City’s Gotham Comedy Club on October 5th at 7 PM as part of a New Talent Showcase. Gotham, one of the most prestigious clubs in America, is located on 23rd Street between 7th and 8th Avenues. Drop me a note and I’ll be happy to get you free tix.
I’ve read the SkyMall catalogue located in the airplane seat pocket in front of me. In fact, lots of times. And so have you. It’s an offering of odd things you never knew existed and now realize you absolutely can’t live without -- but ultimately never purchase. This must be true because, sadly, SkyMall’s parent company, Xhibit Corp., filed for bankruptcy earlier this year. I guess not enough people needed a vacuum cleaner specifically for bugs, a paw washer for dogs, a blue tooth cooking thermometer or a dog crate that doubles as an end table. Yes, all of these are actual SkyMall products. And list of consumer curiosities goes on and on and on. SkyMall had been filling seat pockets for 25 years. Thankfully, all of your unmet needs can still be satisfied at SkyMall’s website.

According to Xhibit’s CFO, as reported by USA Today, the reasons for the company’s financial woes are the increased use of electronic devices on planes and the availability of internet access. On account of these things, so says the CFO, fewer people are browsing the SkyMall in-flight catalog.

I’m sure all of that is true. But there is another reason why SkyMall failed. And it’s the most important one – the catalogue just didn’t offer enough insurance-related coverage items. Surely no coverage professional would have been able to resist purchasing any of these must-have items.

• Digital clock that adds “at the address of the insured” when 12:01 A.M. is displayed

• Life size inflatable doll of Progressive’s Flo

• Leather bound and gold leafed copy of General Liability Insurance Coverage – Key Issues in Every State

• Bird cage constructed from the six duplicate copies of the reservation of rights letter contained in every claim file

• Draperies displaying the text of ISO’s Commercial General Liability Form

• Quill pen containing a feather from the actual Aflac duck (only two available)

• Hank Greenberg Chia Pet

• Insurance Ouija Board for adjusters to make coverage determinations after death

• Bumper sticker that says: My other auto is mobile equipment

• Randy Spencer pillow cases



That’s my time. I’m Randy Spencer. Contact Randy Spencer at


Randy.Spencer@coverageopinions.info

 

 

 
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